Getting started with mPower is as easy as 1, 2, 3—just fill out this form and we’ll get in touch with you to finish setting up your account. 1 Choose your accountHow old are you? * 16-17 18+ Why? ▼ First Name * Last Name * Next 2 Choose your options We have other accounts and services you might be interested in. Check the box next to anything you’d like to talk to us about. Savings accounts Car loans Choose a branch * - Select -CarlsbadCarmel ValleyClairemont MesaEastlakeEl CajonEncinitasEscondidoLa MesaMira MesaMission ValleyOld TownOceansidePowayRancho BernardoRancho San DiegoSan MarcosSanteeSolana BeachSouth BayTerra NovaTelegraph CanyonVista PreviousNext 3 Send us your contact info Email * Phone * Best time to contact me * 8AM-12PM 12PM-5PM Previous mPower Checking is for teens age 16 & 17 with a parent/guardian as signer and it automatically becomes an eChecking account at age 18. If you're 18 or over, you can open an eChecking account with all the features of the mPower Checking account, plus Online Bill Pay and no need for a parent/guardian signer. Both accounts require a $25 initial deposit. Learn more about our Checking Accounts ➝ mPower CheckingeCheckingFor ages 16 & 17 with parent/guardian as signer; automatically becomes eChecking account at age 18.All the features of the mPower Checking account, plus Online Bill Pay and no need for a parent/guardian signer. Ready right now?Open an eChecking account online$25 Initial DepositWhat you get with both accounts: No MONTHLY fee Online & Mobile banking access Overdraft protection Debit card with no monthly usage fees Free and unlimited ATM use Paperless statements We’ve got you covered with regular savings accounts, summer/holiday savings accounts and even accounts to help you start saving for college. See our Savings Accounts ➝ A reliable car will help you go far, and the right loan will make it possible. We have lots of options for rates and terms that can help get you rolling. Check out Auto Loans ➝ enter 4 + 5